Bay Financial Savings Bank: Your Community Bank:: For the Personal Service You Expect

At Bay Financial Savings Bank, F.S.B., we recognize that you have a right to expect your personal financial information to remain private and secure. We will maintain standards to ensure that your information is private and secure at all times.

Categories of Information Collected:

Bay collects nonpublic personal information about you from the following sources:

Information we receive from you on applications or other forms. For example, name, address, social security number, assets, debts, income and expenses.

Information about your transactions with us or others. For example, account transactions, history, and balances.

Information we receive from a consumer reporting agency.

Confidentiality and Security of Collected Information:
Bay restricts access to nonpublic personal information about you to our employees who need to know that information in order to provide products or services to you. Bay maintains physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

Disclosure of information:
Bay may disclose all information we collect as described above to third parties as permitted/required by law and/or as needed to complete a customer requested transaction (such as a check printing company).

If you have questions or concerns about the integrity of your account information, please contact us.