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| FHA/VA LOANS |
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The Federal Housing Administration (FHA) insures a wide variety of loans designed to meet the needs of homebuyers with low to moderate incomes. Typically, FHA loans offer low down payment requirements and flexible qualifying guidelines. FHA Loans also feature a wide range of rate, term and cost options and allow you to use gift funds for down payment and/or closing costs.
Bay Financial FHA/VA Loans:
- Little or no down payment required
- Fixed and adjustable rate programs available
- Alternative credit references allowed
- Low closing costs
- Some closing costs can be added to the base loan amount
- Very few out-of-pocket expenses
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