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| ABOUT CDS |
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Certificates of Deposit offer a guaranteed interest rate for the term you choose. These accounts will give you a fixed rate of return for a specific period of time without risking the cash you worked so hard to save. Bay Financial offers a variety of terms, at competitive rates or we can customize the terms to suit your needs.
- Interest compounds daily and is credited quarterly, or you can take a monthly check for the interest.
- Interest can also be transferred to another account at Bay Financial or another bank.
- CDs are automatically renewable and there is a 7 calendar day grace period after maturity.
- There is a substantial penalty on funds withdrawn from the principal before maturity.
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